# Credit card and chargeback

- [Admin fee for a traffic fine on your rental car: is that allowed, and can you dispute it?](https://scratchfair.com/en/knowledge/credit-card/traffic-fine-admin-fee-rental-car.md): Rental companies charge a fee for passing your details to the police. What consumer centres say about these fees and how to dispute them.
- [How do you claim your excess back from your own car hire excess insurance?](https://scratchfair.com/en/knowledge/credit-card/claim-excess-back-from-insurance.md): With standalone or booking-site cover you pay the rental company first and claim it back later. Which documents insurers want and how to avoid a refusal.
- [How does a rental car deposit on your credit card work, and when do you get it back?](https://scratchfair.com/en/knowledge/credit-card/rental-car-deposit-hold-explained.md): The deposit blocks money on your card during the rental. How much is common, why booking-site cover does not remove it, and what to do if it stays.
- [Pay in euros or in your own currency at the rental desk? Currency conversion explained](https://scratchfair.com/en/knowledge/credit-card/currency-conversion-at-rental-desk.md): Terminals abroad offer to charge you in your home currency. What dynamic currency conversion is, what EU rules require and which choice is cheaper.
- [Can a rental company charge damage to your credit card after you return the car?](https://scratchfair.com/en/knowledge/credit-card/damage-charged-to-credit-card.md): Your rental contract often allows charges to your card, but the company still has to justify the damage and the amount. What you can do if money is taken.