Moja sprawa
Poradnik

Słowniczek

Słowa z umowy najmu i protokołu szkody, wyjaśnione i przetłumaczone.

Bez limitu kilometrów

No extra cost per kilometre. If there is a limit, the extra price per km is in the contract.

Cennik szkód

A fixed price per type of damage that some companies publish. A claim above their own table is hard to defend.

Chargeback / obciążenie zwrotne

Asking your bank to reverse a card payment you dispute. There is a time limit, often about 120 days after the charge.

Faktura za naprawę

The bill from the garage for a repair that was done. This is the strongest proof of cost a rental company can show.

Kaucja

An amount blocked on your credit card during the rental. It should be released after return if there is no damage.

Kosztorys

A price for a repair that has not been done yet. It is not proof of real costs; ask for the repair invoice.

OC (odpowiedzialność cywilna)

Mandatory cover for damage you cause to others. It does not cover the rental car itself.

Ochrona od kradzieży (TP)

Cover if the car is stolen. You pay up to the theft excess.

Ochrona szyb, opon i podwozia

Cover for parts that standard insurance often excludes. Check whether the claimed damage falls under it.

Opłata administracyjna

A fixed fee for handling a damage case. It may only be charged if it is in your contract or the terms you accepted.

Opłata poza godzinami pracy

A fee for picking up or returning outside opening hours. Only valid if it was shown when you booked or signed.

Opłata za sprzątanie

Only for unusual dirt, such as sand everywhere or smoking. Normal use is not a reason.

Opłata za tankowanie

A fee plus fuel price if the tank was not full. Check the fuel gauge photo you took at return.

Opłata za zwrot w innym miejscu

A fee for returning the car at another office than where you picked it up.

Pełne ubezpieczenie / zerowy udział własny

Extra cover sold at the counter that lowers the excess to zero or a small amount. Check what is excluded: tyres, glass, underbody and keys often are.

Pełny/pełny

You get the car with a full tank and return it full. Keep the receipt of a petrol station close to the office.

Preautoryzacja / blokada

The bank blocks the deposit without taking it. A rental company still needs a reason and a notice before it takes money from it.

Protokół zdawczo-odbiorczy

The form with the damage that was already on the car. Check it before you drive off, and add anything missing with photos.

Skrzynka na klucze / zwrot poza godzinami

You return the car when the office is closed. The car is inspected later without you, so the company must prove the damage was there at return.

Ubezpieczenie od uszkodzeń (CDW)

Basic cover for damage to the car. You still pay up to the excess. Almost always included in the price in Europe.

Ubezpieczenie zwrotu udziału własnego

A separate policy, often bought with the booking. You pay the rental company first and claim it back from the insurer.

Udział własny

The most you pay yourself for damage or theft, as written in your contract. A damage claim can never be higher than this amount, unless you were grossly negligent.

Utrata możliwości korzystania

A fee for the days the car could not be rented out during repair. Ask for proof: repair days and that no other car was available.

Utrata wartości

A charge for the car being worth less after repair. For small damage on a rental car this is rarely justified.